Introducing Ark
Security Staff
Liability
A new specialist liability product giving brokers a straightforward way to protect businesses operating across the security sector.
Ark Insurance Group has expanded its specialist insurance portfolio with the launch of Ark Security Staff Liability.
Designed specifically for businesses operating within the security industry, the product gives brokers access to broad liability protection across a range of security activities, supported by competitive pricing and specialist underwriting expertise.
Straightforward risks can be quoted and bound online using a short question set, while brokers can still present individual cases directly to Ark's underwriting team where a more tailored approach is required.
Built around the businesses brokers deal with.
From licensed premises and major events through to specialist protection services, the product has been designed to accommodate a broad range of security operations.
Door supervision
Security businesses providing door supervision at licensed premises including pubs, bars, clubs and entertainment venues.
Event security
Sporting events, festivals, concerts and other organised public or private events.
Close protection
Professional protection services for individuals and organisations, subject to applicable underwriting requirements.
The examples above illustrate the product's stated target markets. Eligibility, terms and conditions depend on the individual risk and applicable policy wording.
ARK / SECURITY STAFF
Dog handling
Security businesses using trained dogs and professional handlers may be considered subject to the appropriate endorsement.
Specialist close protection
Particular close protection operations or circumstances may require an additional endorsement following underwriting review.
Security equipment installation
Businesses installing security equipment may be considered subject to the appropriate endorsement and underwriting criteria.
Online when it's simple. An underwriter when it isn't.
Security businesses vary considerably in the services they provide, so Ark has built flexibility into the way brokers access the product.
A short online question set enables suitable risks to progress through Quote & Bind. Where circumstances are more complex, brokers can present the case directly to the Ark underwriting team.
- 01 Short online question set
- 02 Instant Quote & Bind for suitable risks
- 03 Underwriter presentation where preferred
- 04 Specialist support for individual circumstances
Broad liability protection as standard.
Core limits have been structured around the exposures commonly faced by businesses operating within the security industry.
Public & Products Liability
Up to £10mProtection in respect of eligible third-party injury, loss or damage.
Employers' Liability
£10mCover for eligible employee injury arising through the course of business.
Wrongful Arrest
Up to £10mCovered up to the applicable Public Liability limit of indemnity.
Efficacy Cover
Up to £5mProtection where an insured security service fails to perform its intended function.
Loss of Keys
£75,000Specific protection in respect of qualifying loss of keys.
Fidelity
£100,000Fidelity protection up to the stated policy limit.
Flexibility where the risk needs a closer look.
While straightforward risks can be dealt with online, security businesses are rarely all the same.
The services undertaken, contractual responsibilities, locations worked at and individual client requirements can all change the nature of a risk.
Ark's underwriting team is therefore available to discuss individual cases, answer questions and consider presentations where a risk requires a more tailored underwriting approach.
Appropriate endorsements may apply to certain activities, including dog handling, close protection and security equipment installation.
A specialist product designed to make security risks easier for brokers to place.ARK SECURITY STAFF LIABILITY / PRODUCT LAUNCH
Have a Security Staff risk to place?
Explore the product information or speak directly with Ark's experienced underwriting team about the risks you're handling.
Cover is subject to underwriting criteria, policy terms, conditions, exclusions and applicable endorsements. Product information was correct at the date of publication (3 August 2026). Brokers should refer to the latest product documentation before advising or arranging cover.